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FAQ: ACT Insurance's New Annual Coverage for Curated Sellers and Handmade Beauty Businesses
TL;DR
ACT Insurance's new policies give curated sellers and small-batch beauty makers a competitive edge by providing affordable, tailored coverage that protects against liability risks.
ACT Insurance offers two annual policies: Curated Sellers coverage starts at $31.58 monthly for non-handmade items, while Handmade Beauty coverage costs $515 yearly for small-batch products.
These policies support creative entrepreneurs by providing accessible insurance that matches their business models, fostering safer marketplaces and enabling sustainable growth for independent makers.
Vintage resellers and soap makers can now get specialized insurance from ACT Insurance, addressing long-standing coverage gaps for unique creative businesses with straightforward online enrollment.
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ACT Insurance has launched two new annual insurance policies: one for curated sellers and another for handmade beauty businesses, designed to address coverage gaps for creators whose products fall outside standard insurance options.
The Curated Sellers policy is for businesses selling products made by others or items that are less than 80% handmade, including vintage resellers, boutique owners, and collectible sellers. The Handmade Beauty policy is for small-batch makers of soaps, candles, and cosmetic products.
According to ACT Insurance's leadership, existing coverage options didn't match what these creative businesses sell or how often they sell it, forcing sellers into short-term or incomplete coverage that didn't reflect their real business operations.
The Curated Sellers policy starts at $31.58 per month, while the Handmade Beauty policy is available for $515 per year as annual coverage.
Both policies are available now as of the January 27, 2026 announcement, and can be purchased through ACT Insurance's online checkout process.
These policies are specifically built around how creative businesses actually operate year-round, rather than forcing sellers into event-based policies or coverage that doesn't match their product types, with clear pricing and fast access to coverage.
The policies address liability risks tied to product use or injury for curated sellers (even when they didn't manufacture the items) and claims tied to customer use for handmade beauty products, which can trigger reactions despite careful production.
ACT Insurance is part of the Insurance Canopy family of specialty insurance programs, which is the parent company, and ACT itself is a subsidiary of Veracity Insurance.
You can visit actinsurance.com to learn more about these policies, and both are available through ACT Insurance's online checkout process.
For media inquiries, contact Kyle Porter at Virgo PR via email at veracity@virgo-pr.com.
Curated from NewMediaWire
