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FAQ: Healthcare Access Challenges for Modern Workers and Practical Solutions
TL;DR
WorXsiteHR Insurance Solutions offers a competitive edge by providing no-cost medical plans for part-time workers, addressing a gap traditional insurers overlook.
WorXsiteHR administers the HealthWorX Plan, a nonprofit-subsidized system that facilitates over $100 million annually in healthcare services for nontraditional workers.
This initiative improves lives by ensuring healthcare access for 30 million Americans, fostering stability and dignity for working families and communities.
Healthcare systems designed for full-time jobs fail 40% of today's workforce, but simplicity and adaptation can restore trust and access.
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Zabasky is addressing how millions of working Americans remain effectively locked out of usable healthcare despite being employed, due to the rapid expansion of part-time, seasonal, and gig-based labor that traditional benefits systems don't adequately serve.
Nearly 40% of U.S. workers now fall outside traditional full-time employment, and over 30 million Americans delay or avoid medical care each year due to cost, making healthcare access a workforce, stability, and dignity issue rather than just a benefits problem.
He explains that 'coverage doesn't automatically mean access' because high deductibles and confusing plan structures often prevent insured individuals from seeking care, meaning the system fails when people are afraid to use their insurance.
Zabasky is CEO of WorXsiteHR Insurance Solutions, Inc., which serves as the exclusive Third-Party Administrator for the HealthWorX Plan—a no-cost medical plan subsidized by a nonprofit to support lower-income, part-time, and seasonal workers.
He recommends: Employers can explore alternative healthcare models for nontraditional workers, Workers should ask direct questions about actual costs, not just coverage, Communities can support nonprofits expanding healthcare access, and Leaders can prioritize systems that emphasize usability over optics.
With academic training spanning history, business, information systems, and health sciences, Zabasky approaches healthcare as a systems problem, noting that 'history shows us that systems fail when they stop serving the people they were built for.'
He notes that 'systems fail when they stop serving the people they were built for' and warns that 'if we don't adapt, we repeat the same mistakes—just at a larger scale.'
He warns that 'complexity benefits administrators, not patients' and emphasizes that 'simplicity is what restores trust' in healthcare systems.
Through affiliated nonprofit efforts, Zabasky's organization helps facilitate over $100 million annually in healthcare services and premiums for families in need.
He emphasizes that 'you don't need to rebuild the entire system to make a difference' and encourages people to 'stop accepting that "this is how it's always been"' by taking practical, individual-level actions.
Curated from 24-7 Press Release
