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FAQ: OptimumBank Holdings Q3 2025 Financial Performance and Business Overview
TL;DR
OptimumBank's strong Q3 earnings growth and expanding balance sheet position investors for potential financial advantage as deposits and loans continue rising.
OptimumBank achieved Q3 net earnings of $4.32 million through increased net interest income and noninterest income, with deposits growing to $959.49 million.
OptimumBank's continued growth and community partnerships support economic development through responsible banking that benefits local businesses and individuals.
OptimumBank celebrates its 25th anniversary with record earnings and asset growth reaching $1.08 billion while maintaining strong service orientation.
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OptimumBank reported Q3 2025 net earnings of $4.32 million, with nine-month earnings reaching $11.80 million, driven by stronger net interest income and higher noninterest income.
Deposits grew by $80.62 million sequentially to $959.49 million, while loans increased by $29.16 million to $813.72 million, with total assets reaching $1.08 billion.
The company delivered a 1.68% Return on Average Assets (ROAA) and a 4.37% net interest margin, with stockholders' equity increasing to $116.89 million.
This represents continued earnings momentum and balance-sheet expansion, with improved performance compared to both the prior quarter and year-ago period, coinciding with the bank's 25th anniversary.
OptimumBank was founded in 2000 and is headquartered in Ft. Lauderdale, Florida.
OptimumBank provides Business Banking, Business Lending, SBA Lending Solutions, Treasury Management, and Personal Banking services.
Investors can access the latest news and updates in the company's newsroom at https://ibn.fm/OPHC and view the full press release at https://ibn.fm/97oG0.
OptimumBank Holdings trades on the NYSE American under the ticker symbol OPHC.
According to the company, OptimumBank is strongly service oriented with reasonable fees that are unseen at larger financial institutions, focusing on responsible banking and community partnerships.
Curated from InvestorBrandNetwork (IBN)
