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Rubean AG's Growth and Profitability Outlook FAQ
Rubean AG expects consolidated revenue to reach 5.0-6.0 million euros in 2026, driven by over 50% growth in the first half of the year and a doubling of recurring revenue. The company anticipates reaching monthly breakeven and positive net income for the first time in 2027.
Rubean AG is a FinTech company that provides a software-only point-of-sale (SoftPOS) solution called PhonePOS, enabling merchants to accept card payments directly on smartphones without additional hardware.
For 2026, Rubean expects consolidated revenue of 5.0 to 6.0 million euros, up from 3.71 million euros in the previous year. In 2027, the company expects to reach monthly breakeven and achieve positive net income for the first time.
Revenue grew by about 50 percent to 2.4 million euros in the first half of 2026.
Recurring revenue, from fees for using its SoftPOS software, is particularly profitable. It is expected to more than double and account for half of 2026 annual revenue, driving the company's path to profitability.
Rubean is a market leader in Germany and Spain and has expanded into Switzerland, France, the United Kingdom, as well as North and South America.
Rubean works with 19 major banks, including German Sparkassen, BBVA in Spain, and Commerzbank, as well as internationally active payment service providers in Europe and the Americas.
For media inquiries, contact Jorg Bretschneider at german communications AG (presse@german-communications.com). For company inquiries, contact Co-CEO Jochen Pielage at Rubean AG (jochen.pielage@rubean.com).