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FAQ: OptimumBank Holdings' Q1 2026 Owner-Occupied CRE Financing Promotion
TL;DR
OptimumBank's limited-time promotion offers small businesses a financing edge with SOFR plus 2.67% interest and up to 80% LTV for owner-occupied CRE purchases or refinancing.
The program provides qualified borrowers financing at SOFR plus 2.67% with a 0.25% origination fee and up to 80% loan-to-value for owner-occupied properties.
This community-focused initiative supports local businesses through accessible financing, fostering economic growth and personalized service that strengthens neighborhoods and owner-occupied property stability.
OptimumBank's Q1 2026 promotion introduces a rare opportunity for businesses to secure favorable CRE financing terms through a disciplined, relationship-driven lending model.
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OptimumBank Holdings has announced a limited-time owner-occupied commercial real estate (CRE) financing promotion for the first quarter of 2026, offering competitive pricing for small and mid-sized businesses seeking to purchase or refinance owner-occupied properties.
The promotion offers financing up to 80% loan-to-value at an interest rate of SOFR plus 2.67%, with a one-quarter point origination fee for qualified borrowers.
This is a limited-time promotion for the first quarter of 2026, announced on January 9.
This promotion is aimed at small and mid-sized businesses seeking to purchase or refinance owner-occupied commercial real estate properties.
This financing is specifically for owner-occupied commercial real estate (CRE) properties.
The program highlights OptimumBank's disciplined, relationship-driven lending model and business-owner-focused approach, positioning the bank as a community-focused institution built around personalized service and local decision-making.
OptimumBank Holdings is a community and business bank based in Florida.
OptimumBank Holdings trades on the NYSE American under the symbol OPHC.
You can read more about the promotion at the provided InvestorWire link: Read More>>
The latest news and updates relating to OPHC are available in the company's newsroom at https://ibn.fm/OPHC
Curated from InvestorBrandNetwork (IBN)
