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FAQ: OptimumBank's Q1 2026 Owner-Occupied Commercial Real Estate Financing Promotion
TL;DR
OptimumBank's promotion offers up to 80% LTV at SOFR plus 2.67%, giving businesses a financing edge for commercial real estate until March 31, 2026.
The promotion provides qualified borrowers with owner-occupied commercial real estate loans at SOFR plus 2.67% with a 1/4 point origination fee, requiring application by March 31, 2026.
OptimumBank's initiative supports growing businesses and local economic development through relationship-driven lending and community partnerships.
A Florida bank founded in 2000 is offering a limited-time commercial real estate financing deal with competitive rates for qualified borrowers.
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OptimumBank has launched a limited-time owner-occupied commercial real estate financing promotion offering qualified borrowers up to 80% loan-to-value at an interest rate of SOFR plus 2.67% with a one-quarter point origination fee.
The promotion is aimed at supporting growing businesses seeking competitive financing solutions while reinforcing the bank's relationship-driven lending model and local decision-making approach.
This is a first quarter 2026 promotion, and applications must be completed and submitted by March 31, 2026.
The offer provides up to 80% loan-to-value financing at SOFR plus 2.67% interest rate with a one-quarter point origination fee for qualified borrowers.
OptimumBank was founded in 2000 in Ft. Lauderdale, Florida, and offers business banking, business lending, SBA lending solutions, treasury management, and personal banking services.
The promotion supports growing businesses seeking competitive financing solutions while reinforcing the bank's relationship-driven lending model and local decision-making approach.
This promotion specifically covers owner-occupied commercial real estate financing.
You can view the full press release at https://ibn.fm/dRGV8 and find the latest news and updates relating to OPHC in the company's newsroom at https://ibn.fm/OPHC.
InvestorWire is a specialized communications platform that provides wire-grade press release syndication and is part of the IBN (InvestorBrandNetwork) portfolio, which distributed this announcement.
Curated from InvestorBrandNetwork (IBN)
