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FAQ: Understanding the $300,000 Underinsured Motorist (UIM) Recovery Case
TL;DR
Piscitelli Law Firm secured a $300,000 recovery by litigating against a lowball $70,000 offer, demonstrating how aggressive legal action maximizes compensation from underinsured motorist coverage.
The firm recovered $300,000 by filing a $275,000 lawsuit after a $25,000 setoff from the at-fault driver's minimum coverage, overcoming an initial $70,000 UIM offer.
This $300,000 recovery for a 78-year-old injured in a T-bone collision ensures proper compensation for radial tunnel syndrome, protecting vulnerable individuals from underinsured drivers.
Radial tunnel syndrome, a painful nerve compression causing grip weakness, was among injuries in this 50 mph T-bone collision case that secured $300,000 through UIM coverage.
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This case involves a successful $300,000 recovery for a 78-year-old individual injured in a T-bone collision, where the at-fault driver's insurance only covered $25,000, requiring the client's underinsured motorist (UIM) coverage to provide additional compensation.
UIM coverage is insurance designed to provide compensation when the at-fault driver in an accident is underinsured, meaning their insurance limits are insufficient to cover the damages and injuries they caused.
After the at-fault driver's insurance paid $25,000, the UIM insurer initially offered $70,000, but the firm filed a lawsuit for $275,000 (the UIM limit minus the setoff) and eventually secured the full $275,000 payment, totaling $300,000 with the initial payment.
The client suffered resolved soft-tissue trauma and radial tunnel syndrome, a painful condition caused by compression of the radial nerve in the upper forearm that leads to discomfort, weakened grip, and pain during rotation.
Litigation was necessary because the UIM insurance provider initially offered only $70,000, significantly undervaluing the claim, prompting the law firm to file a lawsuit to pursue the full policy benefits of $275,000.
The case involved a 78-year-old male client, the Piscitelli Law Firm representing him, an at-fault driver with minimum Ohio coverage, and a UIM insurance provider that initially undervalued the claim.
This case occurred in Cleveland, Ohio, with the law firm located in Mentor, Ohio, and it involved Ohio's minimum insurance coverage requirements.
This case demonstrates that even when an at-fault driver has only minimum insurance coverage, victims can potentially recover full compensation through their own UIM coverage with proper legal representation, especially when insurers undervalue claims.
You can contact the Piscitelli Law Firm at 216-931-7000, email frank@feplaw.com, or visit their website at https://getfrankgetjustice.com for more information.
Curated from Press Services
