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FAQ: The Payments Group Holding's Financial Outlook and AI Initiatives Through 2028

By NewsRamp Editorial Team

TL;DR

PGH's acquisition of TPG positions it for market leadership in embedded financial products with projected transaction volume growth from 80 million to up to 1.9 billion EUR by 2028.

PGH will consolidate TPG from 2026, projecting 30-60% annual revenue growth and EBITDA reaching 5-12 million EUR by 2028 through e-money licensing and new growth segments.

PGH's Cognicare AI reduces nursing staff burdens and improves resident safety through AI assistance systems, addressing needs across 11,000 German care facilities.

PGH's AI company builder Softmax AI spun off Cognicare AI and is developing computer vision tools and job application trainers while exploring stablecoin business opportunities.

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FAQ: The Payments Group Holding's Financial Outlook and AI Initiatives Through 2028

PGH is updating its preliminary financial targets for the next three years and providing news about its strategic commitment to artificial intelligence through its AI company builder, Softmax AI.

TPG's transaction volume is expected to grow from 80 million EUR in 2024 to between 800 million and 1.9 billion EUR by 2028, while revenue is projected to roughly triple to quintuple from just over 7 million EUR in 2024.

The pending closing of the acquisition of 75% of The Payments Group companies, agreed in August 2024, is expected to take place in 2025, with full consolidation into the enlarged Group from 2026 onwards.

PGH Group's EBITDA is expected to reach between 5 million and 12 million EUR in 2028, with an estimated 2 to 2.5 million EUR in 2026.

PGH has successfully spun off Cognicare AI GmbH, which develops AI-supported software assistance systems for the care sector, and has other products in the pipeline including Inspectos and Jobklar.

Cognicare AI develops, markets, and operates AI-supported software assistance systems for the care sector, targeting approximately 11,000 inpatient care facilities in Germany to relieve nursing staff and improve resident safety.

PGH is currently reviewing potential entry into the stablecoin business, which management believes could significantly increase or shape the Group's EBITDA from 2027 onwards.

PGH assumes the holding company will generate value increases from its Heritage VC portfolio and AI company building equal to its overhead costs, avoiding a negative EBITDA contribution.

Growth momentum is anticipated to accelerate through 2028 due to the recently obtained e-money license, though the ratio of revenue to transaction volume is expected to decrease over time due to new high volume growth segments.

Curated from NewMediaWire

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NewsRamp Editorial Team

NewsRamp Editorial Team

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